Enjoy it in whole, pay for it in pieceswith NovaPay installments
Get an installment plan in the NovaPay app and receive a refund for goods or services already paid for or get money back to your card.
Buy online conveniently with Nova Post delivery.
Benefits of installments
A few-step registration
Instant money credit to your card
The option to pay in instalments for items that have already been purchased
Fair repayment
How to arrange an installment plan
S T E P 1Install the NovaPay app. In the ‘Loans’ section, find out your total limit — this is the total amount for all our loans
S T E P 2Click Get an Installment Plan and enter the desired amount within the limit and the term
O RSelect the expense item you want to transfer to installments in your payment history and click Convert to Installment Plan
S T E P 3Sign the agreement with a code sent via SMS. Money will be immediately credited to your card
Terms and Conditions
- Amount: from 500 to 300 000 ₴
- Term: from 1 to 36 months
- Without a down payment
- Interest rate: 0.00001% to 103% per annum
- Annual Percentage Rate (APR) – from 35.04% to 204.61%*
- Loan servicing fee – monthly, from 0 to 6.0% of the total loan amount, determined on a case-by-case basis
- Loan origination fee – one-time, from 0 to 35% of the total loan amount, determined on a case-by-case basis
* The rate depends on the loan amount and term, the interest rate, fees, and other charges included in the calculation.
How to apply for the service
You should be a citizen of Ukraine aged 18 to 69
- Be sure to have a positive credit history
The loan is provided by NovaPay Credit, a part of the NovaPay financial group and a member of the large NOVA family. The financial services license was reissued by the NBU on March 12, 2024.
Details