Eng
Instalments
integration

Financial services

Enjoy it in whole, pay for it in pieceswith NovaPay installments

Get an installment plan in the NovaPay app and receive a refund for goods or services already paid for or get money back to your card.

Buy online conveniently with Nova Post delivery.

Benefits of installments

  • A few-step registration
  • Instant money credit to your card
  • The option to pay in instalments for items that have already been purchased
  • Fair repayment

How to arrange an installment plan

  • <span style="color: rgb(0, 0, 0);"><b><span class="custom-font-size font-size-12 custom-font-family font-family-Inter" style="font-weight: 700;font-style: normal;">S T E P&nbsp; 1</span></b></span>

    S T E P  1

    Install the NovaPay app. In the ‘Loans’ section, find out your total limit — this is the total amount for all our loans
  • <span style="color: rgb(0, 0, 0);"><b><span class="custom-font-size font-size-12 custom-font-family font-family-Inter" style="font-weight: 700;font-style: normal;">S T E P&nbsp; 2</span></b></span>

    S T E P  2

    Click Get an Installment Plan and enter the desired amount within the limit and the term
  • <span style="color: rgb(0, 0, 0);"><b><span class="custom-font-size font-size-12 custom-font-family font-family-Inter" style="font-weight: 700;font-style: normal;">O R</span></b></span>

    O R

    Select the expense item you want to transfer to installments in your payment history and click Convert to Installment Plan
  • <span style="color: rgb(0, 0, 0);"><b><span class="custom-font-size font-size-12 custom-font-family font-family-Inter" style="font-weight: 700;font-style: normal;">S T E P&nbsp; 3</span></b></span>

    S T E P  3

    Sign the agreement with a code sent via SMS. Money will be immediately credited to your card

Terms and Conditions

  • Amount: from UAH 500 to 200,000
  • Term: from 1 to 36 months
  • Without a down payment
  • Rate: 0.00001% per annum
  • Fee: 3.5% per month
  • Real annual interest rate: from 49,94% to 98,40%

How to apply for the service

  • You should be a citizen of Ukraine aged 18 to 69
  • Install and sign up to the NovaPay appI
  • Be sure to have a positive credit history

The loan is provided by NovaPay Credit, a part of the NovaPay financial group and a member of the large NOVA family. The financial services license was reissued by the NBU on March 12, 2024.

Details