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Account for sole proprietors
For business

Financial services

Get cash on delivery at a competitive rate

Open a sole trader account in the NovaPay app in just a few clicks – get a competitive rate and fast payment for your goods delivered via Nova Post.


Cash on delivery to a NovaPay account for sole traders

  • at a rate of 0.5%
  • same-day

Cash withdrawal – 0.25%

Set up a cash on delivery agreement for your sole trader business account in the NovaPay app.

Opportunities for sole proprietors:

  • Take advantage of our competitive post-payment rate – 0.5%
  • Withdraw cash using a barcode in the NovaPay app at any of the over 3,600 Nova Posht branches across Ukraine
  • Apply for a loan to boost your working capital
  • Appoint authorised representatives to manage your account and cash
  • Set up a payroll scheme at a favourable rate, plus many other options for your busines

An account that's always there for you

Manage your account 24/7 in the NovaPay app:

  • Scan the barcode to work with cash at Nova Post branches
  • Assign proxies
  • Pay and make transfers via IBAN to NovaPay and other accounts
  • Electronic account statements
  • Statements on the account, its status, and fund turnover
  • Easy access to your details
  • Signing payment documents with an advanced electronic signature

How to open an account for a sole proprietor

  • S T E P  1

    Download the NovaPay app from Google Play or App Store and sign up via Diia as an individual.

  • S T E P  2

    Press Open a sole proprietor account button on the home screen, in your profile, or in the My cards section.

  • S T E P  3

    Check your data that we receive from the Unified State Register. Share more about your sole proprietorship, activities, and income.

  • S T E P  4

    Read and sign the Accession Application. Your sole proprietor account is already in the app. The last step is to enable your Blue Card for Business.

NovaPay business account

It's a web-based platform for 24/7 management and remote access to your account from your desktop, smartphone, or tablet. The NovaPay business account offers all the tools you need for your business.

Here you can:

  • Deal with your statements
  • Make and configure payments, manage your account
  • Review the history of all sent payment orders
  • Pay salaries to employees using a profitable payroll project from NovaPay

To get started with the NovaPay business account, you need a QES (qualified electronic signature). Once you've opened an account, you'll receive a link to the platform, login, and password on your phone.